Own a Home in Tennessee — With Rental Income Built In

Owner financed homes Tennessee by Tennessee Builds with flexible terms and income-ready ADU designs.

How It Works — New or Remodeled Homes with ADUs or RV Pads

1. Choose a Home — New or Remodeled

Select one of our available homes — either new construction or a remodeled property. Most come with an ADU or space for RV pads already added or ready to build.

2. Owner Financing — Simple & Flexible

No banks or complicated approvals. We finance the home directly with flexible down payments (5–20%) and fair interest rates based on down payment.

3. Rent the ADU or RV Pad

Our house hacking Tennessee model lets homeowners add an ADU or RV pad to create rental income that helps cover their loan.

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Built by Tennesseans, for Tennesseans.

Craftsmanship and community . For over a decade, we’ve built and remodeled homes across Middle Tennessee — now, through owner-financed options and ADU-friendly designs, we’re helping build wealth while buying.

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Local Craftsmanship

Built by Tennesseans for Tennesseans — real crews, real care.

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Transparent Process

 No fine print — just clear steps to ownership.

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Energy Smart

 Sustainable, low-utility designs built for long-term savings.

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End-to-End Support

From site prep to move-in, we’re with you the whole way.

Let’s Build Something Great Together

Build a Home. Build a Future.

Affordable, owner-financed homes and ADUs designed to help Tennesseans build wealth while buying.

Ready to start your remodel, new build, or explore owner-financed options? Send us a message or give us a call.

Thank you for reaching out to Tennessee Builds. Our team reviews new project requests daily, and someone will personally get back to you within one business day